We are now offering Telehealth treatment options.
You are probably wondering, “Does Cigna Insurance cover rehab?” Whether it is for yourself or a loved one, the treatment costs for a mental health and substance abuse program might be covered by your Cigna Insurance plan. Mission Harbor wants to answer often asked questions regarding insurance coverage. Some of the points we will cover include:
Rehab Is Covered By the Affordable Care Act
Essential health benefits, such as mental and behavioral health, are covered by the Affordable Care Act. Included in the coverage are:
The original Affordable Care Act mentioned substance abuse and mental health as part of ten essential health benefits.
Cigna Insurance May Reduce the Cost of Rehab
Co-pays and deductibles may be reduced if you have Cigna coverage. Inpatient, Outpatient, and Intensive Outpatient services are covered under the Cigna plan.
Check with Mission Harbor or your treatment facility to verify your insurance coverage.
PHP: Insurance and Medications
PHP stands for Partial Hospitalization Treatment and is a type of outpatient care. Patients stay at the facility daily to receive treatment; at night they go home. Since Cigna covers both inpatient and outpatient programs, your PHP and medications will be covered. Discuss this with your PHP treatment center to be sure.
PHP involves intensive care on a less than 24-hour basis. It helps overcome symptoms pf detox and withdrawal from substance abuse. A trained and expert staff is there to guide the patient in order to pursue the complete journey to recovery. Patients may receive medication and attend structured meetings in this setting while going home at night. Medications during a PHP stay are covered by insurance as well.
Individual and Group Therapy
What about therapy? According to Cigna, pre-authorization of benefit coverage is not required for outpatient routine office visits with a Cigna Behavioral Health contracted provider. It is best to check with the treatment center.
As an outpatient, you will be receiving a range of therapy in a group setting as well as in an individual setting. Treatment is customized to fit your needs; there is no one-plan-fits-all type of therapy; it is critical for both substance abuse and mental health issues.
Therapy is used to treat a wide variety of issues; depression, PTSD, drug addiction, and other issues may be addressed and helped with the right therapy. Improving health and preventing a relapse is the goal of therapy on the road to wellness and recovery.
Both teens and adults can undergo anxiety as well as substance abuse. Addressing those issues now, before they become worse, is a wise course of action. Symptoms of anxiety can include sleeplessness, tension and worry, headaches and muscle aches, irritability, and a general feeling of restlessness. Insurance covers a wide variety of behavioral issues and therapies, but it is best to check with the facility first.
An Accredited Facility
Does Cigna Insurance cover rehab in an accredited facility? What does an accredited facility mean? Insurance companies, such as Cigna, only work with accredited facilities. This means the facility is dedicated to offering quality paths to recovery and safely treats those struggling with substance abuse, alcoholism, depression, trauma, co-occurring disorders with addiction, and an array of other mental and behavioral health issues.
The Joint Commission accredits and certifies more than 22,000 health care organizations and programs throughout the United States. Among the medical facilities are hospitals and health care organizations that provide ambulatory and office-based surgery, behavioral health, home health care, laboratory, and nursing care center services.
The evaluation process is objective; it helps organizations to assess, measure, and improve their performance. Safe, high-quality care is the goal. It also means that racial justice and equality are followed and that prejudice is not tolerated. Mission Harbor Behavioral Health holds certification from the Joint Commission and follows its high standards.
Evidence-based Therapies
Three major therapy types – cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT), and family-based therapy are considered evidenced-based therapies. Evidenced-based therapies are those practices based on scientific evidence that show they have been helpful in treatment. Insurance companies, such as Cigna Insurance for rehab, like treatment that has proven to work time and time again.
Clinicians who practice these therapies are highly trained in evidence-based therapy and can help a patient achieve life-long sobriety and recovery from mental health problems. Treatment centers may use a blend of these and other therapies to help in managing the triggers to the emotions of its patients.
Because this type of therapy has been proven to be effective, it is approved by insurance providers as an important part of a treatment plan. Cigna insurance for rehab accepts this proven type of therapy because it is safe as well as effective.
After the detox phase, if you or a loved one are thinking of rehab for mental health or substance abuse, give Mission Harbor Behavioral Health a call; you can contact us 7 days a week at (805) 209-4446. Why let issues negatively affect your life when recovery can be covered by your Cigna Insurance? Insurance may cover up to 100 percent of treatment costs, and the fact is that Mission Harbor Behavioral Health is a Joint Commission-accredited facility.
You now know the answer is yes to, “Does Cigna Insurance Cover Rehab?” Going through your insurance plan might be a bit overwhelming, but we can help you. Give us a call to get started; after you detox, we are ready to help you in the partial hospitalization or outpatient phase of treatment and get you or a loved one on the path to wellness. Everyone deserves a second chance.
The facilities at Mission Harbor are staffed with trained experts to best assist patients with their mental health issues. We are capable of dealing with any and all cases with a licensed staff, equipment, and approved techniques. Our mission is to help those who want to help themselves, and we support your decision in seeking help.
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